Fiat in. Crypto out. And back. At one locked price.
Fund by IBAN or card, convert at a firm quote, and cash out to your own bank. Up to $50,000 converts instantly in the app; bigger tickets go to the OTC desk at a single locked price.
From your bank to crypto and back, in four steps.
Fund
Pay into your SWOOP IBAN by bank transfer, or top up by card.
Quote
A firm price, locked for 30 seconds, fee included.
Settle
Accept and the asset lands in your wallet. Desk trades follow a clear timeline.
Cash out
Withdraw to a verified bank in your name, rate and fee shown.
Large trades, handled like an institution.
Block trades, one sentence.
What is the difference between Convert and the OTC desk?
Convert is instant in-app conversion at the live rate for everyday amounts. The OTC desk handles tickets from $50,000 at one firm price, with a human desk around the clock.
Are there hidden spreads?
No. The fee is in the rate you see before you confirm, and the quote is locked for 30 seconds.
Can I off-ramp to any bank?
To verified bank accounts in your own name.
Is there a limit?
The OTC desk has a daily limit of $1,000,000 per client.
Same balance, next product.
Give your agent an account worth running.
The private beta opens in stages by region. Join the list and we’ll tell you when your agent can start moving money.