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Virtual IBAN · SEPA

A real IBAN in your name. Run on autopilot.

A EUR account with its own IBAN for salary, payroll and supplier payments over SEPA. Save your own banks, withdraw in a few taps, and let your agent schedule the transfers you set up once.

EURIBAN in your name
SEPAacross Europe
PDFaccount letter
EUR accountSEPA
€12,480.00
HolderJohn Doe
IBANDE89 •••• •••• 4471
BICSWOP••••
Account letter

Example account for illustration.

The screens

Bank transfers without copying an IBAN again.

Swipe through the IBAN journey in the app.

Say it

Your IBAN works while you don’t.

Send my landlord €1,850 on the 1st of every month.schedule_transfer(SEPA, monthly)Scheduled. I’ll ask for your approval each month.
Share my IBAN details with my employer.get_iban_details() · account_letter()A clean PDF account letter, ready to send.
Withdraw $3,000 to my Emirates NBD account.withdraw(saved_bank, $3,000)Rate, fee and arrival time are shown first.
Own-name accounts only

Withdraw only to banks in your name. In the UAE or abroad.

Each saved account is verified and confirmed with your PIN or 2FA code before it can receive money. It keeps you safe and your payments compliant.

FABFirst Abu Dhabi Bank
ENBDEmirates NBD
ADIB · DIBIslamic banks
+ abroadSEPA & SWIFT
FAQ

Questions, answered

Still unsure? Ask SWOOP in the app, or write to info@swoop.global.

Is the IBAN in my own name?

Yes. The EUR account and its IBAN are issued in your name, so employers and suppliers can pay you directly.

Can I receive my salary into SWOOP?

Yes. Share your IBAN or the account letter PDF with your employer. Incoming SEPA payments land in your EUR account.

Can I hold other currencies?

Open an AED account with a UAE IBAN or a USD account for SWIFT from the EUR account screen, and convert at the live rate.

Can the agent pay people for me?

Yes, with your approval. Set a transfer once and the agent prepares it on schedule. You confirm each payment.

Private beta

Give your agent an account worth running.

The private beta opens in stages by region. Join the list and we’ll tell you when your agent can start moving money.

No card required. We’ll email you when your region opens.